Credit Analyst Intern

Job Title: Credit Analyst
Location: Beltsville, MD (on-site) Department: Finance Reports To: AR Manager or CFO Employment Type: Internship (Paid)
Job Summary:
We are seeking a detail-oriented and analytical Credit Analyst to join our Finance team for a paid internship assignment. This role will play a key part in auditing and improving the company’s collections and receivables processes, performing root cause analysis on overdue accounts, and supporting corrective action initiatives. The intern will also assist in building comprehensive credit profiles for existing customers, working with large datasets, and supporting ERP system testing and validation.

Key Responsibilities:
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Audit and assess current collections and receivables processes to identify inefficiencies and risk areas
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Perform root cause analysis on delinquent and high-risk accounts to determine key drivers of payment issues
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Develop and recommend corrective actions to improve collections performance and reduce DSO
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Build and maintain detailed credit profiles for existing customers, incorporating financial data, payment behavior, and risk indicators
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Analyze accounts receivable aging, payment trends, and customer exposure
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Assist with preparation of credit and collections dashboards and summary reports for management
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Support ERP system testing, data validation, and reconciliation related to credit, AR, and collections modules
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Collaborate with Accounting, Sales, and Finance teams to resolve receivables and credit-related issues
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Ensure accuracy, consistency, and integrity of receivables and credit data

Qualifications:
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Bachelor’s or Master’s degree candidate in Finance, Accounting, Economics, Business, Data Analytics, or a related field
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Understanding of accounts receivable, credit fundamentals, and financial statements
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Strong analytical and problem-solving skills with an interest in process improvement
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Proficiency in Microsoft Excel and Power Query, including working with large datasets
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Comfortable analyzing data, identifying trends, and drawing actionable conclusions
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Strong attention to detail and organizational skills
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Effective written and verbal communication abilities
Preferred Skills:
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Experience working with large data sets and financial or operational databases
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Knowledge of SQL or other programming / data analysis tools strongly preferred
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Familiarity with ERP systems (e.g., testing, data validation, or reporting) a plus
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Basic understanding of collections strategies, credit risk, and AR KPIs
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Background in accounting or coursework in receivables and cash flow analysis a plus

What We Offer:
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Competitive paid internship assignment
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Hands-on exposure to credit risk, receivables management, and collections optimization
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Opportunity to contribute directly to process improvement and financial performance
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Professional development opportunities and academic credit as required by curriculum
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A collaborative, data-driven work environment